Tuesday, 27 March 2012

Revision of Interest Rates for Small Savings Schemes with Effect from 1st April 2012


Based on the decisions taken by the Government on the recommendations of theShyamala Gopinath Committee for Comprehensive Review of National Small Savings Fund (NSSF), the interest rates for small saving schemes are to be notified every financial year, before 1st April of that year.  Accordingly, the rate of interest on various small savings schemes for the financial year 2012-13 effective from 1.4.2012, on the basis of the interest compounding/payment built-in in the schemes, shall be as under:

Scheme
Rate of Interestw.e.f. 1.12.2011
Rate of Interestw.e.f. 1.4.2012
Savings Deposit
4.0
4.0
1 year Time Deposit
7.7
8.2
2 year Time Deposit
7.8
8.3
3 year Time Deposit
8.0
8.4
5 year Time Deposit
8.3
8.5
5 year Recurring Deposit
8.0
8.4
5 year SCSS
9.0
9.3
5 year MIS
8.2
8.5
5 year NSC
8.4
8.6
10 year NSC
8.7
8.9
PPF
8.6
8.8



Necessary notifications, including those requiring amendments to rules of small savings schemes will be notified separately.

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